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Terms of Service

Last updated August 7, 2026

These Terms of Service ("Terms") govern your access to and use of DealCircle.me (the "Service"), operated by Verto Solutions Group ("DealCircle.me", "we", "us"). By requesting access, creating an account, or using the Service, you agree to these Terms, our Privacy Policy, our Anti-Spam Policy, and our Acceptable Use Policy. If you do not agree, do not use the Service.

1. Eligibility and accounts

  • DealCircle.me is closed and invite-only. You need a valid invite, and every account is reviewed and approved by an administrator.
  • You must be at least 18 years old and able to enter into a binding contract. Individuals register in their own name; companies register through an authorized representative.
  • Provide accurate, current information and keep it updated. You are responsible for your credentials and for all activity under your account.

2. The Service

  • DealCircle.me is a closed professional network. You describe a problem; our systems (including AI) help assemble a team (a "Circle") and provide a private workspace (a "Deal Room").
  • We are a neutral venue. We are not a party to any engagement, contract, or transaction between members, and we do not provide legal, financial, tax, or other professional advice. Nothing on the Service is such advice.
  • Matching, trust scores, and verification are informational aids only. They are not guarantees of any member's identity, qualifications, or performance. You are responsible for your own due diligence.

3. Credits and payments

  • The Service uses credits. Credits are a limited license to access features; they are not money, have no cash value, are non-transferable, and are non-refundable except where required by law.
  • Purchases are processed by our payment provider (Stripe). Prices and pack contents may change.
  • We may charge a platform fee (currently 10%) on payouts within a Circle. Fees are disclosed in-product.

4. Voluntary participation — no employment relationship

  • Participation in DealCircle.me is entirely voluntary. Any service you provide through the Service, and any participation in Circles, Deal Rooms, referrals, reviews, playbooks, community activity, or any other activity on or organised through DealCircle.me, is not a job and does not constitute employment.
  • Nothing in these Terms or in your use of the Service creates an employment, agency, partnership, joint venture, or franchise relationship between you and Verto Solutions Group, or between you and any other member. You are not our employee, worker, or contractor by virtue of using the Service.
  • You decide whether to take part in any request, Circle, or engagement. You are not obliged to accept any invitation, match, or referral, you set your own terms and availability, and you may stop participating at any time.
  • We do not pay wages or salaries, withhold or remit taxes, provide benefits, insurance, or workers' compensation, or supervise how, when, or where you work. Credits are a platform feature, not remuneration for employment.
  • You are solely responsible for your own tax, social-security, licensing, insurance, and regulatory obligations arising from anything you do through the Service. Where you and another member agree an engagement, that agreement is between the two of you; we are not a party to it.
  • If the law where you live classifies a relationship differently despite the above, that classification applies only to the relationship it concerns and does not change the voluntary, non-employment nature of the Service as a whole.

5. Keeping engagements on the platform

  • To protect all sides and maintain trust, you agree to conduct matched engagements through DealCircle.me and not to use the Service to circumvent platform fees or move a matched relationship off-platform to avoid them. Sharing personal contact details in messages may be restricted.

6. Your content

  • You keep ownership of the content you submit. You grant us a worldwide, non-exclusive, royalty-free license to host, store, process, display, and transmit it in order to operate and improve the Service — including AI processing for breakdown, matching, moderation, and translation as described in the Privacy Policy.
  • You are responsible for your content and must have the rights to submit it.

7. Acceptable use

  • Your use is subject to our Acceptable Use Policy and Anti-Spam Policy. Among other things, you must not use the Service for anything illegal, fraudulent, harassing, infringing, or deceptive, and you must not misrepresent your identity or qualifications.

8. Verification

  • We may offer identity, phone, and credential verification. You must provide accurate information and documents. Approval is at our discretion and may be revoked.

9. Third-party services

  • The Service relies on third parties for hosting, email, SMS, payments, and AI, as listed in our Privacy Policy. We are not responsible for third-party services.

10. Intellectual property

  • The Service — including its software, design, and trademarks — is owned by us or our licensors. We grant you a limited, revocable, non-transferable license to use the Service under these Terms. No other rights are granted.

11. Suspension and termination

  • We may suspend or terminate your account at any time for a violation of these Terms, a risk to the Service or its members, or as required by law. You may stop using the Service at any time. Provisions that by their nature should survive will survive termination.

12. Disclaimers

  • THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any member or match will meet your expectations.

13. Limitation of liability

  • TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, DATA, OR GOODWILL. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM OR (B) CAD $100.

14. Indemnification

  • You will indemnify and hold us harmless from claims arising out of your content, your use of the Service, your engagements with other members, or your violation of these Terms or the law.

15. Governing law and disputes

  • These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable there, without regard to conflict-of-laws rules. The courts located in Ontario have exclusive jurisdiction, subject to any mandatory consumer protections that apply where you live.

16. Changes

  • We may update these Terms. We will notify you of material changes (for example, by email or in-product). Continued use after changes take effect is your acceptance of them.

17. Contact